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- 2022 ANNUAL REPORT
  
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Ways to Give

Contact me to learn how confidential, personal financial planning can help you achieve your goals while helping to sustain our life-changing mission.

Richard Metzgar

Associate Director Planned Giving
410-507-5779
[email protected] (email)

BEQUEST

You designate The Salvation Army as the beneficiary of your asset by will, trust or beneficiary designation form.

A charitable bequest is one of the easiest and most flexible ways that you can leave a gift to The Salvation Army that will make a lasting impact.

Benefits of a bequest

Receive an estate tax charitable deduction
Reduce the burden of taxes on your family
Leave a lasting legacy to charity

How a bequest works

A bequest is one of the easiest gifts to make. With the help of an attorney, you can include language in your will or trust specifying a gift to be made to family, friends or The Salvation Army as part of your estate plan, or you can make a bequest using a beneficiary designation form.

Here are some of the ways to leave a bequest to The Salvation Army

Include a bequest to The Salvation Army in your will or revocable trust
Designate The Salvation Army as a full, partial or contingent beneficiary of your retirement account (IRA, 401(k), 403(b) or pension)
Name The Salvation Army as a beneficiary of your life insurance policy

A bequest may be made in several ways

Percentage bequest - make a gift of a percentage of your estate
Specific bequest - make a gift of a specific dollar amount or a specific asset
Residual bequest - make a gift from the balance or residue of your estate

BENEFICIARY DESIGNATION GIFTS

You can designate us as a beneficiary of a retirement, investment or bank account or your life insurance policy.

A beneficiary designation gift is a simple and affordable way to make a gift to support The Salvation Army. You can designate us as a beneficiary of a retirement, investment or bank account or your life insurance policy.

Benefits of a beneficiary designation gift

Support the causes that you care about
Continue to use your account as long as you need to
Simplify your planning

Important considerations for your future

If you are interested in making a gift but are also concerned about your future needs, keep in mind that beneficiary designation gifts are among the most flexible of all charitable gifts. Even after you complete the beneficiary designation form, you can take distributions or withdrawals from your retirement, investment or bank account and continue to freely use your account.

Contact Ted Simon to discuss your individual desires, needs and circumstances.

[email protected]
(c) 410-507-5779
(o) 240-446-1567

GIFTS OF STOCKS AND BONDS

Donating appreciated securities, including stocks or bonds, is an easy and tax-effective way for you to make a gift to The Salvation Army.

Benefits of gifts of stocks and bonds

Preferential treatment of capital gains
Receive a charitable income tax deduction
Further our mission today

More on gifts of stocks and bonds

There are special rules for valuing a gift of stock. The value of a charitable gift of stock is determined by taking the mean between the high and low stock price on the date of the gift. Mutual fund shares are valued using the closing price for the fund on the date of the gift.

GIFTS OF REAL ESTATE

Donating tangible items, such as a home, vacation property, undeveloped land, farmland, ranch or commercial property can make a great gift to The Salvation Army.

GIFTS OF RETIREMENT ASSETS

Donating part or all of your unused retirement assets such as a gift from your IRA, 401(k), 403(b), pension or other tax-deferred plan is an excellent way to make a gift to The Salvation Army.

If you are like most people, you probably will not use all of your retirement assets during your lifetime. You can make a gift of your unused retirement assets to help further our mission.

Currently, you can make a direct donation of your required minimum distribution. Contact Ted Simon for details.
410.507.5779 (Cell)
240.446.1567 (Office)
[email protected] (email)

Benefits of gifts of retirement assets

Avoid potential estate tax on retirement assets
Your heirs would avoid income tax on any retirement assets funded on a pre-tax basis
Receive potential estate tax savings from an estate tax deduction

How to make a gift of retirement assets

To leave your retirement assets to The Salvation Army, you will need to complete a beneficiary designation form provided by your retirement plan custodian. If you designate The Salvation Army as beneficiary, we will benefit from the full value of your gift because your IRA assets will not be taxed at your death. Your estate will benefit from an estate tax charitable deduction for the gift.

More on gifts of retirement assets

Did you know that retirement assets may be heavily taxed if you leave them to heirs? Another option is to leave your heirs assets that receive a step up in basis, such as real estate and stock, and give the retirement assets to The Salvation Army. As a charity, we are not taxed upon receiving an IRA or other retirement plan assets.

GIFTS OF CASH

A gift of cash is a simple and easy way for you to make a gift.

Benefits of gifts of cash

You can make an immediate impact on our mission
You can take a charitable income tax deduction

GIFTS OF INSURANCE

A gift of your life insurance policy is an excellent way to make a gift to charity. If you have a life insurance policy that has outlasted its original purpose, consider making a gift of your insurance policy. For example, you may have purchased a policy to provide for minor children and they are now financially independent adults.

TANGIBLE ASSETS

To discuss how your tangible assets can be turned into gift annuity, please contact Ted Simon.
410.507.5779 (Cell)
240.446.1567 (Office)
[email protected] (email)

IMPORTANT MESSAGE:
Most Supporters who leave a legacy in their estate plans, want their future gift to be used for the local community. Please contact me for the specific wording to use in your Will, Trust or Retirement Plan to make certain that your gift supports The Salvation Army location and program that you would want to benefit.